Dental Insurance

Ameritas Group

Dental insurance is offered to all Town employees and their eligible dependents through Ameritas Group. Dental insurance is 100% paid by the employee on a pre-tax basis and deducted from biweekly payroll. Employees may enroll at any time for dental insurance; however, when an employee enrolls at the time of hire, a 12-month late entrant provision is waived and full dental benefits are effective as of the first of the following month. Late entrants to the Ameritas Plan will have Basic coverage for the first twelve months only, with the full Plan available after that time.

Should an employee enroll at the time of hire, covered benefits include 100% for certain procedures, 50% for root canals and other major dental procedures, and a $1,000 lifetime maximum towards (Child) Orthodontia. Plan information is available from the Human Resources Department.

Contact Information

Ameritas Group
P.O. Box 82669
Lincoln, NE 68501-2669
Toll Free Phone: 800-201-8562

Maine Municipal Employees Health Trust

In addition to the dental plan offered by Ameritas Group; Town employees also have the option of dental insurance via the Maine Municipal Employees Health Trust (MMEHT). The Plan is through Northeast Delta Dental and includes many differences from the Ameritas Group Dental Plan. The MMEHT Dental is also 100% employee paid on a pre-tax basis.

Contact Information

Maine Municipal Employees Health Trust
60 Community Drive
Augusta, ME 04330-9486
Toll Free Phone: 800-852-8300